Your budget might be your single most valuable tool in the debt free journey But it exists to serve you.
I recently got a comment from a frustrated mama who couldn't seem to get on top of her grocery budget, she set a budget and quickly her family would use up their groceries and she was left scrambling and feeling guilty for going over budget.
She was making a mistake that I have made and that I am sure many, many have made. She wasn't allowing her budget to server her.
The top priority should be meeting our family's basic needs followed by debt. That means setting a REALISTIC grocery budget.
Take stock of what your family realistically eats, how much that costs and what you need to meet your family's needs. Yes, it may mean a few extra dollars a month don't go to debt, but this process still has to be livable.
What do you think? How do you make the process more livable?