The word budget doesn't exactly make your heart sing with joy. That's okay. You still need to do it and here are a few tips to get you started.Read More
Today I'm talking about my biggest regret when it comes to marriage and money.
For those of you who don't know, my husband Jason and I have been married for twelve years. And we did not combine our finances for the first five years of our marriage. I think that that led to a lot of the money problems that we ended up having — because we did not have accountability.
He had his checking account. I had my checking account. We thought we had a pretty good system. He would pay the mortgage out of his account and I would pay all the bills out of mine. We thought this was fine; this was just a great way to keep things afloat and to keep things going. You have your money and I have my money and we're good.
Some people can handle life that way. But we couldn't. There was a lack of accountability. There was a lack of structure. We weren't communicating. And, really, I feel like our marriage was missing something as a result.Read More
It feels so overwhelming when you’re working so hard and not getting ahead. And it can become so easy to look at what another family is doing and what is working for them and feel like a total failure. But you’re not.Read More
One day I woke up and decided to stop living paycheck to paycheck. I remember the day clearly. We had more month than money, our checking account was in the red and we had about $136 in our savings account. That's a bad day. It is days like that you feel you won't overcome, that you will always be in debt, that you will always feel the noose of credit cards and bad decisions and self-doubt. But you won't. I am speaking directly to you, sister. YOU WON'T. You can break the cycle, you can get off the crazy train, you can own your life, get out of debt and stop living pay check to pay check. Okay, so how does one break the crazy cycle? These are the things that worked for our family while we were working to become debt free.Read More