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Frugal Debt Free Life

Limitless Life on a Limited Budget

Get out of Debt

Learn how to live on less than you make, pay off debt and gain financial freedom. 

Frugal Debt Free Life
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October 28, 2015 October 28, 2015/ Lydia Senn
Featured
SIX money tips for new graduates
SIX money tips for new graduates

I wanted to share some money advice for recent grads that I hope will help and actually impact them for the better. 


10 Ways to slash your cellphone bill
10 Ways to slash your cellphone bill

Our family has cut our cellphone bill by 35 percent. We cut our bill by around $50 a month saving us $600 a year!

Today I thought I would share with you some tips and tricks for cutting cellphone costs

9 frugal ways to make life easier INSTANTLY
9 frugal ways to make life easier INSTANTLY

I don’t know about you, but I am on the hunt to find ways to make my life EASIER! So today I wanted to share a few things I’ve been doing to simplify my life (and save a little cash!). So today I am sharing nine simple and frugal ways to make life easier and save some money.

Podcast #5: How to budget when you have no clue what you're doing
Podcast #5: How to budget when you have no clue what you're doing

How do I budget? I don’t know where to start when it comes to budget? I am so overwhelmed by budgets.

I hear these on a mostly daily basis. And I get it! SO today I wanted to break down how to budget when you have NO clue.

How understanding the sales cycle can save you HUNDREDS on groceries
How understanding the sales cycle can save you HUNDREDS on groceries

One of the best ways to start saving money at the grocery store and building a nice stockpile is by understanding your sales cycle.

It sounds super businessy and maybe a little scientific but it’s not.

Would I ever go back into debt?
Would I ever go back into debt?

What happens if you have to go into debt temporarily?

I hate debt. I hate owing people money. But I also live in reality.

If you find yourself on the verge of making a decision to go back into debt, ask yourself why.

8 things to do with your tax refund. 
8 things to do with your tax refund. 

Tax refunds are rolling in. With Americans getting on average more than $3,000 back this year. (Source.)

I personally am not a fan of big returns. I want to keep my money from my paycheck each month. Not give the government an interest-free loan. (Because they would charge YOU 4-7 % interest on a federal student loan!)

But if you are getting money back, why not be smart about where it goes. 

No one is perfect at budgeting
No one is perfect at budgeting

Last week I wrote a blog post called "7 Things You Probably Forgot to Budget." I laid out, well, seven things you probably forgot to budget (hence the title). 

Little did I know when I wrote that post I was being a big 'ole hypocrite. Let me fill you in...

45 Ways to start saving money now
45 Ways to start saving money now

Are you looking for ways to slash your budget and start saving cash? Here's a list of 45 PRACTICAL ways you can start saving money. We're not reinventing the wheel here, but I hope to inspire you to take control of your spending. 

Looking ahead: 7 things you probably forgot to budget
Looking ahead: 7 things you probably forgot to budget

Has this ever happened to you? You sit down and make your budget. It's perfect. It's gleaming. Every penny is accounted for and then your kid gets sick, you realize you need to change your oil and your third-grader got invited to two birthday parties. Yup. Been there. (Only my child is five.)

Today I wanted to talk about 7 things you probably forgot to budget. Because we all do this at some point. 

October 28, 2015/ Lydia Senn/ Comment

Lydia Senn

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Frugal Debt Free Life

Frugal Debt Free Life is a blog for those looking to get out of debt, stay out of debt, save money and live a more simplistic life style. 

debt free, living debt free, budget living, living on less than what you make, how to live on less than what you make, cheap dinner, cheap eats, meals for $5, family cooking, stay at home mom, Frugal, frugal and debt free, frugal debt free life, save money, simple living, pay off debt, live debt free

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