How to make your first budget

How to make your first budget

Let's be 100 percent truthful here. The word budget doesn't exactly conjure up warm and sunny thoughts. It sounds boring. There, I said it. It just sounds boring. 

I think the idea of living on a restrictive budget that is going to limit fun just makes people NOT do it. But actually a budget is freeing. 

First you have to get started. It doesn't have to be a complicated process. 

Grab a piece of paper a calculator and a pencil. 

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Where is your money going?

Where is your money going?

Yesterday we kicked off "30 Days to Get Started." This week we are focusing on getting out of debt.  Yesterday we discussed facing your debt number head on

If you followed yesterday's lesson and you sat down and wrote out every piece of debt you had, that number might be a little overwhelming.

Today we are going to talk about tracking where your everyday dollars are going.

Having a list of where your money is going, of where your spending your hard earned cash, is like a black and white picture of your priorities.

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