Let's be 100 percent truthful here. The word budget doesn't exactly conjure up warm and sunny thoughts. It sounds boring. There, I said it. It just sounds boring.
I think the idea of living on a restrictive budget that is going to limit fun just makes people NOT do it. But actually a budget is freeing.
First you have to get started. It doesn't have to be a complicated process.
Grab a piece of paper a calculator and a pencil.