Summer is a GREAT time to spend time with family and create lasting memories. But if you're living on a budget you might be panicking to come up with ideas to keep your little ones entertained. Fear not more. I got you covered.Read More
I really never thought of myself as a DIYer or a person who loved doing "crafts" but I have to say, I was wrong.
I actually find DIY projects fulfilling, something about working with my hands is both peaceful and calming. Plus I can decorate my home on a budget.Read More
I am not what I would consider a freeloader. But I love getting things for free. Free is my favorite word. Free is how we stretch our budget.
I thought I would share with you where I get things and how you can get them too.Read More
My husband travels a lot for work. While it's not a convenient way to live, my husband's job has afforded me the opportunity to be at home with our small children.
However, I'm not going to sugar coat; it having one spouse that travels can wreak havoc on your finances if there isn't clear communication about your budget and financial goals.
Here are a few tips for making budgeting a little easier when one spouse is traveling.Read More
With a preschooler and a toddler it can become a challenge to manage your time while trying to run a business and be a mom.
So how do you manage your day as a WAHM?
That seems to be the million dollar question. It varies from day to day, so the answer is to do your best.Read More
Don't you wish you could purchase insurance to cover every possible scenario of life? Why is there no devastating life change insurance? There is no policy to protect you in the case of a divorce that leaves your income stretched thin. There is no insurance policy for a job loss.
And while there are insurance policies for devastating diseases and accidents, no plan is perfect. Far, far too often people are left paying hefty price tags for things that are far beyond their control.Read More
April kicked my butt. It sent me home with a black eye and some knocked out teeth. The month ended with me exhausted in a heap on the floor. To say it was the worst month of my life is not hyperbole. It was literally the worst month of my life.
I still haven't brought myself to talk about here, but this is why it was such a terrible month for me. My heart won't let me type the words out in blog form. I'm just not ready.Read More
For the past two years I have had two children in diapers. Considering the "average" family spends $18 a week on diapers that could have set us back a whopping $1,872 a year. But it didn't.
I can assuredly tell you my family has not spend over $3,000 on diapers in the past two years. Today I am, instead, going to tell you how I get cheap and sometimes free diapers.Read More
Can I confess something to you? I don't always enjoy playing with my kids.
When my sons, age four and two, come to me and say, "Mama, come play with us!" I don't always feel an immediate rush of joy as I join them on the floor for Legos.Read More
As you may already know my husband and I became debt free in February of 2014. And I get a LOT of questions on how we did it. A LOT of questions.
It's no secret that we are huge fans of Dave Ramsey. But I cannot totally say that we stuck to the baby steps 100 percent of the time. However, I just want to add the disclaimer, that I think he's right. I think his advice is spot on and he has helped millions of people. Listen to what he has to see and then apply it in a way that works in your real life.
In fact, we were in the middle of Financial Peace University when we paid off our debt. So I know his system works.Read More