Find all the money-saving tips and advice on getting out of debt and staying out of debt.
Have you ever found yourself stuck in a cellphone contract? Oh man, are they a thorn in my side. I haven't been under contract with a cellphone provider in a while and I kicked my provider to the curb in favor of a cheaper service.
But today I wanted to share with you some ways you may be able to end your cellphone contract if you need to.
Read MoreWhile I love working from home and being my own boss, I am a mom first. And without focused effort and attention, I can quickly let work take over my mom time, or get so caught up in other things that I don't get things crossed off my to do.
Read MoreIf you’ve read this blog for any length of time you probably know that I am a fan of the spending freeze. In fact, during our first spending freeze in February 2014, Jason and I paid off the last of our debt.
However, as much as I think a no-spending period is worth the effort, I know they are not for everyone.
In fact, I have gotten countless emails and comments telling me "I tried a spending freeze, but it didn't work because (fill in the blank)."
There are two reasons a spending freeze usually doesn't work:
Read MoreDates are important. In the first seven months after my oldest son was born we had only been on 2 dates. Yeah, I know. We needed to get out more. We still have issues with finding the time to go out just the two of us.
For real, our last date was getting out taxes done. I am not even joking.
Also, like so many of you, are living a frugal life, so we are dating on a budget.
Read MoreGoals are important. Without them, it's really hard to anchor our time.
When we make a to-do list, that's a goal. When we set out to lose weight with a number in mind, that's a goal.
Why not deal with finance the same way?
Jason and I are currently working on some big savings goals. We decided in February of this year on a specific number we needed in our savings account and estimated how long it would take us to get there.
We've made great progress. But we've also had some setbacks.
Read MoreIt is no secret that I am not an organized person. Sigh. This is something I am working on, but it is difficult for me. But I have other good qualities...
But, one way I have gotten myself more organized is to plan my family's weekly menu. At our house we have my husband, me and our two sons who eat smaller portions of the same foods we do. Some days they eat way more than other days.
Read MoreI know as a nation our belts are as tight as they can get. Many of you have eliminated luxuries like cable, cell phone plan extras, date nights and movie rentals. If you budget down to the penny and the last penny gets stretched till Abe starts screaming, you're not alone.
So, I wanted to talk about menu planning when you're on a tight, tight, tight budget. Trust me this will save you tons of time and TONS of money.
Read MoreSpring is coming... in 11 days, in fact. And I don't know about you, but I have the urge to clean. And that's saying something because I am NOT a housekeeper. But I want to dust, polish and scrub down my home. And of course, go through things we don't need.
If you're feeling the same way, why not take this opportunity to earn a little extra cash while cleaning your home?
I actually know a thing or two about selling online. While I am no expert, I do know there are some things you can do to make your items stand out and sell to eager buyers.
Read MoreHere are a few things you might want to ask before signing a lease.
Read MoreWe are nearing the end of our No Spend Month. While we have had a few hiccups, I am pleased to say that our family not only met our savings goal for the month, we exceeded it by $200!
This has really helped motivate us as we work toward some future savings goals.
It's also been a reminder that saving money can be a habit and not a chore. It has become almost second nature to us and while we're not always perfect at it I am proud of the progress we have made.
Read MoreFrugal Debt Free Life is a blog for those looking to get out of debt, stay out of debt, save money and live a more simplistic life style.
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