10 Tips for lowering energy costs

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10 Tips for lowering energy costs

Did I ever tell you about the time I had a $500 electric bill? That was fun. We were living in an old rental house with little insulation and an old heater.

So when we moved to our new house (purchased November 2014) we were over-joyed to lower our bills. However, just because we were living in a more efficient house didn't mean we didn't need to be diligent in order to keep our electric bill low.

Today I wanted to offer you some tips and ideas for lowering your electric bill.

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Communicating with your spouse about money even when he (or she) travels

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Communicating with your spouse about money even when he (or she) travels

My husband travels a lot for work. While it's not a convenient way to live, my husband's job has afforded me the opportunity to be at home with our small children. 

However, I'm not going to sugar coat; it having one spouse that travels can wreak havoc on your finances if there isn't clear communication about your budget and financial goals. 

Here are a few tips for making budgeting a little easier when one spouse is traveling. 

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What do you do when a financial crisis comes your way?

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What do you do when a financial crisis comes your way?

Don't you wish you could purchase insurance to cover every possible scenario of life? Why is there no devastating life change insurance? There is no policy to protect you in the case of a divorce that leaves your income stretched thin. There is no insurance policy for a job loss. 

And while there are insurance policies for devastating diseases and accidents, no plan is perfect. Far, far too often people are left paying hefty price tags for things that are far beyond their control. 

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Busyness is not a competition: Choosing rest in May

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Busyness is not a competition: Choosing rest in May

April kicked my butt. It sent me home with a black eye and some knocked out teeth. The month ended with me exhausted in a heap on the floor. To say it was the worst month of my life is not hyperbole. It was literally the worst month of my life.

I still haven't brought myself to talk about here, but this is why it was such a terrible month for me. My heart won't let me type the words out in blog form. I'm just not ready. 

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4 ways to get cheap or even free diapers

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4 ways to get cheap or even free diapers

For the past two years I have had two children in diapers. Considering the "average" family spends $18 a week on diapers that could have set us back a whopping $1,872 a year. But it didn't.

I can assuredly tell you my family has not spend over $3,000 on diapers in the past two years. Today I am, instead, going to tell you how I get cheap and sometimes free diapers.

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