Don't forget to budget for life
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We budget for groceries and our electric bill. But how often to we budget for life? Oh and life happens. A lot of life happens. And sometimes all at once.
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Weekend readings: Money Saving Posts from Around the Web
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As we continue to run through February in our 28 Days of Better Saving and Spending Habits let's stay motivated. Here are some great frugal reads from around the web.
Read More6 ways we lowered our bills and you can too
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Bills are a part of life. You know they are coming. You know you have to pay them, but it doesn't make it any less pleasant.
Bills are a huge chunk of your monthly budget, but you have more control over them than you might think.
Today I wanted to share with you how our family has been able to lower some of our bills and add more margin to our budget and decrease our spending by $1,500 a year.
Read MoreThe steps we took to pay off our debt: One family's journey to pay off $36,000 in two years
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Today we are going to talk about developing a plan to pay down your debt. There are so many plans and so much advice out there on paying down your debt. So I am just going to share what worked for us.
Read More6 tips for creating your first budget
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Let's be 100 percent truthful here. The word budget doesn't exactly conjure up warm and sunny thoughts. It sounds boring. There, I said it. It just sounds boring.
I think the idea of living on a restrictive budget that is going to limit fun just makes people NOT do it. But actually a budget is freeing.
Read MoreFacing your debt: Determining who you owe money
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It's sort of an embarrassing thing to admit that you don't know who you owe money to. But I once fell so far down the rabbit hole I didn't know who I owed money to.
Trust me, that was a hard sentence to type. It was an even harder reality to live.
If you're there now I want you to take a deep breath. You can fix this. It's not too late. Once you realize the mess you're in, it's important to take the steps to clean up that mess.
Read MoreWhere is all my money going? 4 tips for finding budget leaks
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If you're bringing home a steady paycheck, but you're finding yourself with more month than money, it's easy to ask: Where is my money going?
Let's look at some places where your budget might be leaking. SO let's unpack this together and not only look at the bigger picture but take control of it.
Read MoreGiveaway time + Getting unstuck from the entitlement trap
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Have you ever read a book that you loved but at the same time you wanted to chuck it across the room and scream?
That was me while reading Raising Grateful Kids in an Entitled World by Kristen Welch. You might know Kristen as the writer behind the blog We Are That Family.
Read More4 ways to turn around a bad day
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I'm not going to lie to you... yesterday was rough. I knew I had to do something to turn my day around.
Read MoreHow to say no to spending money without feeling awkward
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When you're on your way to a frugal debt free life you will face some obstacles. But the one thing that a lot of people struggle with is saying no to social situations.
I personally do not struggle with this. It doesn't bother me to tell people why I am not participating in something.
The words: "we are trying to save money" just don't make me feel embarrassed or awkward. But I understand why not everyone feels the same way I do.
So I wanted to share with you a few ways to avoid those embarrassing situations.
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