Here are a few things you might want to ask before signing a lease.Read More
We all do it. We all intentionally or unintentionally spend money somewhere on something that is outside of our budget.
It happens. In fact, I did it one Thursday night.
It had been a long week. Jason has been traveling and I was home alone with two kids who were alternating illnesses. It was raining, I was exhausted and I had had it. So I put the kids in their car seats and drove to Zaxby's where I spent $20 on a garden salad and two kid's meals. $20!?!??Read More
I think at some point we have ALL reached a point when there is more month than money.
We may have entered the month with the best of intentions, but we just didn't stick to our budget. That could be for a number of reasons.
But for a lot of people it comes down to three things, emergencies, lifestyle and guilt. Of course there are endless things that can wreck a budget if you let them, but it seems that these things that cause our money to fly out the window the fastest.Read More
We all know of a person who is selling something. Or we know of a handful of people selling something. I feel like everyone I know is selling oils or cosmetic products or body wraps, weight loss supplements, cleaning supplies, vitamins or accessories. The list goes on and on.Read More
Let's be 100 percent truthful here. The word budget doesn't exactly conjure up warm and sunny thoughts. It sounds boring. There, I said it. It just sounds boring.
I think the idea of living on a restrictive budget that is going to limit fun just makes people NOT do it. But actually a budget is freeing.Read More
When you're on your way to a frugal debt free life you will face some obstacles. But the one thing that a lot of people struggle with is saying no to social situations.
I personally do not struggle with this. It doesn't bother me to tell people why I am not participating in something.
The words: "we are trying to save money" just don't make me feel embarrassed or awkward. But I understand why not everyone feels the same way I do.
So I wanted to share with you a few ways to avoid those embarrassing situations.Read More
This is not the post I intended to write today. You see, I was all prepared to write about how we lower our electric bill, but then... life happened... again.
And I wanted to share some things that might help get you through when you feel like you're in financial survival mode.Read More
Hang around, this year I am going to be motivating you on your own debt free journey. But first I wanted to share 16 money mistakes we ALL should stop making in 2016.
And some of these apply to me. Just because we are a frugal family who insists on paying cash for everything doesn't mean we don't make money mistakes. We do. LOTS of them. But here are 16 things I think we could all benefit from if we just stop doing them.Read More
Ask anyone who has gotten out of debt or worked to change their families financial family tree and they will tell you that the very first thing you should do is get on a written budget.
BUT- the second, yet equally important thing is to build an emergency fund. Having an emergency fund will give you room to breathe, it will help you feel more in control and it is a huge part in conquering your financial fears and failures.
Some of these tips are very basic, it's not rocket science. But I wanted to give you an example of what worked for us.Read More
A few weeks ago I got a question asking what I thought about giving gifts from the thrift store for Christmas.
If you read this blog on a regular basis then you probably already know what my answer is going to be... go for it sister, friend.
Today I wanted to give you a few ideas of things you can find at your local thrift store that would make excellent gifts.Read More