This is a conversation that we need to be having more of because pretending like we're perfect little money angels doesn't help anyone.Read More
We're not all perfect little money angels. And we don't need to pretend to be. Everyone makes mistakes. That is part of being a human. That is part of the learning process and the growing process. Mistakes happen.
But what do you do after you have had a financial upset or you have made a financial mistake?
It's tough. It's hard. It hurts sometimes. It hurts to realize that you did something stupid, but it also hurts to have to fix it. I want to talk about what to do when you have made a financial mistake and how to come back from that.Read More
Let’s talk about saving money and guilt. I got a DM from a sweet and stressed out Mama who was feeling so guilty that she wasn’t doing enough to save her family money so I’m going to share with you what I shared with her.
When we talked getting out of debt it can feel a bit overwhelming, right? Like it takes a lot of HUGE changes to get out of debt.
Yes, there will be some lifestyle changes that need to be made. Yes, you will have to change your thought process and relationship with money. But I truly, honestly believe that it is the small changes that have the biggest impact on our lives.
So let's talk some of those small changes.
As you may already know my husband and I became debt free in February of 2014. And I get a LOT of questions on how we did it. A LOT of questions.
It's no secret that we are huge fans of Dave Ramsey. But I cannot totally say that we stuck to the baby steps 100 percent of the time. However, I just want to add the disclaimer, that I think he's right. I think his advice is spot on and he has helped millions of people. Listen to what he has to see and then apply it in a way that works in your real life.
In fact, we were in the middle of Financial Peace University when we paid off our debt. So I know his system works.Read More
Hang around, this year I am going to be motivating you on your own debt free journey. But first I wanted to share 16 money mistakes we ALL should stop making in 2016.
And some of these apply to me. Just because we are a frugal family who insists on paying cash for everything doesn't mean we don't make money mistakes. We do. LOTS of them. But here are 16 things I think we could all benefit from if we just stop doing them.Read More
Let's be 100 percent truthful here. The word budget doesn't exactly conjure up warm and sunny thoughts. It sounds boring. There, I said it. It just sounds boring.
I think the idea of living on a restrictive budget that is going to limit fun just makes people NOT do it. But actually a budget is freeing.
First you have to get started. It doesn't have to be a complicated process.
Grab a piece of paper a calculator and a pencil.Read More