How to build your emergency fund fast

How to build your emergency fund fast

Ask anyone who has gotten out of debt or worked to change their families financial family tree and they will tell you that the very first thing you should do is get on a written budget. 

BUT- the second, yet equally important thing is to build an emergency fund. Having an emergency fund will give you room to breathe, it will help you feel more in control and it is a huge part in conquering your financial fears and failures. 

Some of these tips are very basic, it's not rocket science. But I wanted to give you an example of what worked for us. 

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Looking ahead: 7 things you probably forgot to budget

Looking ahead: 7 things you probably forgot to budget

Has this ever happened to you? You sit down and make your budget. It's perfect. It's gleaming. Every penny is accounted for and then your kid gets sick, you realize you need to change your oil and your third-grader got invited to two birthday parties. Yup. Been there. (Only my child is five.)

Today I wanted to talk about 7 things you probably forgot to budget. Because we all do this at some point. 

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16 free or frugal date night ideas

16 free or frugal date night ideas

I have three kids now. So it's safe to say I won't be dressing up and leaving my house anytime soon and even if I do I still have to keep things on a budget. However, I do believe it's important to continue to spend quality time with my husband. 

I asked you guys over on Instagram for some frugal or free date night ideas, and this is what you came up with. I love it!

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Money and judgement: It's not up to us to determine how other spend their money

Money and judgement: It's not up to us to determine how other spend their money

A few weeks ago I was watching a family YouTube channel. The video was all about what the couple got their kids for Christmas. It was a fun video and the family is just precious. I don't know why but I found myself reading the comments. I never do this because let's be honest the comments section is where discourse goes to die. (Except here. You guys are wonderful!)

The comments that kept popping up were "look at how much money you're wasting" or "your children are so spoiled." 

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